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Where did Social Security Disability benefits come from?
By Rod Salmi
The Social Security Disability system has been in effect since 1956.
Initially, the Social Security retirement system put into effect in 1934 did not have a disability plan affiliated with it. Disability was enacted in 1956 to assist those individuals who were unable to work due to medical problems but were not old enough to be eligible even for early retirement.
Today the Social Security trust fund is decreasing in size and the Social Security Administration is trying to keep the fund solvent in many ways. The main problem with the fund is that people are simply living longer than ever before. Changes in medical technology and care, nutrition, and work environments have allowed for an explosion of the life expectancy rate. In 1934, when Social Security retirement was created, the life expectancy of a male was 59 and 63 for a female. Clearly, the average person in 1934 was not expected to receive retirement benefits as life expectancy was younger than the eligibility age for full retirement benefits. However, the life expectancy of both men and women rose above 65 by 1950. Hence, there was more concern about the disabled being able to survive until retirement age.
After being in place for over 60 years, the Social Security Disability plan has gone through various changes but continues today as a means of income for those who are unable to sustain full-time employment due to medical issues.
If you are no longer able to work, call us today for a free consultation. Getting Social Security benefits is often a long and frustrating process, but we’re here to help.